Thank you for the response! Bill Gates once said "we always overestimate the change that will occur in the next two years and underestimate the change that will occur in the next ten." I had this in mind while writing and thinking about timelines. I think this revolution will not proceed linearly and that is why I think it could take longer, but on the other hand the interest in Congress around this area (e.g. Rep. McHenry's Safe Harbor bill, based on the Hester Pierce proposal) has caught me a bit by surprise, and I have a friend in the space who I respect a great deal who agrees with you that a year from now there will be a lot of change on the regulatory side.